GEM gives you the freedom to choose cutting-edge, energy-efficient construction methods.
GEM partners with national mortgage companies, who offer a diverse line of High Performance Home financing solutions that make it easy for homeowners or builders to finance energy-efficiency projects for purchases, new construction projects or upgrades to an existing home or multi-family property.
We work with our strategic alliance partners to facilitate the loan process and to include a “green appraisal” that recognizes and quantifies the value of your investment in high-performance measures. GEM‘s third-party certification processes and quantified methods support the appraiser in properly valuing and recognizing the lower maintenance costs and reduced operating expenses of an energy-efficient home.
Why should I upgrade my home?
Many homeowners and apartment building (multi-family) owners are facing high utility costs and need to reduce their energy consumption by making energy improvements to their properties.
Government initiatives and mandates are driving many building owners to upgrade their properties prior to sale or, in some cases, to improve their energy efficiencies to avoid facing imposed penalties. Whether or not the government enforces mandated polices, it makes sense to improve high energy consumption properties.
Learn More about why energy upgrades are a good investment decision!
How much will it cost to upgrade my home?
Green Energy Money (GEM) provides tools, data and methods that help homeowners realize the economic and environmental benefits of high performance, energy-efficient buildings.
Going green doesn‘t have to be expensive, overwhelming or complicated; you deserve a comfortable, high-performance home!
- Increase energy efficiency
- Reduce your current utility bills
- Protect yourself from rising utility costs
- Enjoy a healthier home
- Lower your home maintenance bills
- Reduce loan interest costs
GEM provides FREE Calculators to estimate your costs.
Estimate your payments, compare loan borrowing costs and plan for upgrading your property in the future.
It also allows you to see how prepaying your mortgage reduces the length of your mortgage.
Did you know? You can accelerate your loan payback by applying the savings on your energy bills to your loan to
save thousands of dollars in interest and pay off your loan earlier.
This simple tool can help you figure out down-payment and loan requirements.
Green Energy Money, Inc is not a licensed mortgage or financial company. We work with our qualified network of licensed mortgage and national banks. This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the house to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Terms of the loan may be subject to payment of points and fees by the applicant. In strategic alliance with Weststar Mortgage Corporation 7200 N. Mopac, Austin, TX 78731NMLS#243155
What about Financing New Construction?
The National Association of Home Builders (NAHB) and many green builders have stepped up to engage in high-performance building to differentiate themselves; check municipal databases to find approved green builders in your region. But there are different “shades of green.”
It is important to choose a builder who is trained and certified in high building performance, or look for recognized labels-i.e., “certified “houses-in production purchases. It is equally important to obtain information on the building performance and projected energy costs of the building. Learn More
How does the GEM GREEN Appraisal Benefit me as a homeowner?
The GEM High-Performance Solution
GEM links you to the right lender, and gives appraisers and lenders what they need to facilitate the Green Appraisal Process. To do their job, appraisers and lenders must have fully quantified data to address their risk and marketability criteria; they must be able to back up any assessment claims. GEM has developed a method for green appraisals that supports valuation processes and analysis so that appraisers, realtors, and lenders can properly recognize the value of energy-efficiency measures.
Would you like more information about our process? Simply fill out our form and we will contact you.
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